UAD 3.6Now required for new UCDP submissions

The UAD 3.6 engineinside your appraisal software

Form entry, live GSE compliance checks, MISMO 3.6 XML, GSE-style PDFs and UCDP preflight. One API, branded as your own.

Built from the published GSE specification: Appendices A, D, E, F and H.

Your Company · URAR

Assignment

Purchase
Traditional Appraisal
DEF Bank
2 issues to fix before delivery
UAD1002Provide the city name for the subject property physical address.Go to field
UAD1259The Effective Date of Appraisal cannot be more than a year old.Go to field
No findings. Ready for UCDP.
728/728
Appendix H-1 rules automated
204
H-2 and H-3 rules for Updates and Completions
15/15
GSE sample reports pass with zero findings
SYS9001–9010
UCDP package checks before you submit
Product

Everything between the appraiser and UCDP

Five hard problems that every appraisal platform has to solve for UAD 3.6. UAD Engine ships them as one tested API.

Form entry

The redesigned URAR, the Restricted Appraisal Update and the Completion Report, with GSE labels, options and maximum lengths enforced as you type.

Live validation

Every Appendix H-1, H-2 and H-3 rule, with each finding pointed at the field that caused it. Fix it before UCDP sees it.

MISMO 3.6 XML

Lossless read and write, validated against the GSE XSD itself. Import an existing report, edit it and export it again.

GSE-style PDFs

The report PDF laid out to the Appendix E style guide, with comparable grids, defect tables and photos in place.

UCDP preflight

Send a delivery package and get UCDP's own SYS findings back before you submit it.

PDF rendering

The report PDF, done right

Rendering the redesigned URAR is where most UAD 3.6 projects stall. UAD Engine prints every report field in Report Field ID order, to the GSE style guide, straight from the XML.

  • Appendix E typography, rules and section layout
  • Comparable grids with adjustments
  • Defect tables, photos, maps and sketches in place
  • URAR, Restricted Appraisal Update and Completion Report
URAR page 1: summary, property description and defects
URAR page 21: sales comparison grid with three comparables
GET /v1/reports/:id/pdf
Pages 1 and 21 of the GSE's SF1 sample report, rendered by UAD Engine.
Developers

An API your developers will enjoy

REST and JSON, keys per tenant, and errors that name the field. Check a report in one call.

  • Stateless validation: nothing is stored
  • Rate limits and usage metering per tenant
  • An audit log of every change
  • Postgres storage, ready for Docker
Read the API reference
curl https://uadengine.com/v1/validate \
  -H "Authorization: Bearer $UAD_API_KEY" \
  -H "Content-Type: application/xml" \
  --data-binary @report.xml
Response · 200 OK
{
  "valid": false,
  "issues": [
    {
      "severity": "error",
      "ruleId": "UAD1002",
      "fieldId": "subject.city",
      "message": "Provide the city name for the subject property physical address.",
      "path": "/MESSAGE/.../ADDRESS/CityName"
    }
  ]
}
White label

Your brand. Our engine.

Drop the uad-form web component into your app. It takes your colour, logo and font, works in light and dark mode, and runs on phones.

  • Your name on the form, the PDF and the software identity in the XML
  • Short-lived embed tokens, so API keys never reach the browser
  • Theme it with CSS variables
Try a brand colour
Your Company
Purchase
Traditional Appraisal
No findings. Ready for UCDP.
index.html
<script src="https://uadengine.com/embed.js" defer></script>
<uad-form api="https://uadengine.com"
          report="rpt_8f2k…" token="emb_…"></uad-form>
Who it's for

Built for the people who build appraisal tools

01

Appraisal firms

Run your own branded forms software without hiring a compliance team.

02

Appraisal software companies

Move to UAD 3.6 on a tested engine and spend your roadmap on what makes you different.

03

AMCs and lender tech teams

Check reports and delivery packages against the GSE rules before they reach UCDP.

Coverage

Every UAD 3.6 report type

Each report is checked against the rules for its own type.

ReportAppendixRulesAutomated
Uniform Residential Appraisal Report (URAR)H-1 v1.5728728/728
Restricted Appraisal UpdateH-2 v1.3102102/102
Completion ReportH-3 v1.3102102/102
Platform

Production basics, built in

Multi-tenant

Separate tenants, API keys and branding for every client.

Embed tokens

Browser-safe tokens scoped to one report, with an expiry.

Audit log

Who changed what, kept even after a report is deleted.

Usage metering

Reports, PDFs, packages and validations counted per month.

Rate limits

Per-tenant limits with standard headers and Retry-After.

Safe saves

Version-checked writes, so two saves can never overwrite each other.

FAQ

Questions, answered

What is UAD 3.6?

The new Uniform Appraisal Dataset from Fannie Mae and Freddie Mac, together with the redesigned URAR. Since November 2, 2026, new appraisals submitted to UCDP must use it.

Can I put my own brand on it?

Yes. The form, the PDF and the software identity in the XML can all carry your company's name, colours and logo.

Which reports do you support?

The URAR, the Restricted Appraisal Update and the Completion Report, each checked against its own GSE rule set (H-1, H-2 and H-3).

Can I check reports made in other software?

Yes. Send any UAD 3.6 XML to the validation endpoint, or a full delivery package to preflight, and get the findings back by field.

Is UAD Engine verified by the GSEs?

Fannie Mae and Freddie Mac each verify appraisal software themselves. Contact us for UAD Engine's current status and what it means for a product built on it.

How is it priced?

By usage: reports created, PDFs rendered, packages built and validations run. Get in touch and we'll quote for your volume.

Ready for UAD 3.6?

Tell us what you're building. We'll set you up with an API key and a sandbox tenant.

Request access →